Coverage Direct UK

Business Protection Insurance

Protect Your Business. Safeguard Your Future.

As a business owner, your success hinges not just on hard work, but on the people who drive it — especially you and your key team members. Business Protection Insurance is a smart, strategic way to protect your business from financial loss, ensure continuity, and plan for long-term stability and success.

At Coverage Direct UK, we help entrepreneurs, professionals, and businesses create custom insurance solutions to support growth, security, and peace of mind.

Types of Business Life Insurance We Offer

Key Person Insurance

Safeguard your business from the financial impact of losing a key employee or business partner.

Buy-Sell Agreement Funding

Life insurance can fund shareholder or partnership agreements, ensuring a smooth transition in case of unexpected events.

Corporate-Owned Life Insurance

Utilise permanent life insurance (e.g., whole of life or investment-linked) as a tax-efficient financial tool for the company.

Group Benefits and Executive Cover

Provide your employees with group life, health, and disability insurance to support their wellbeing and enhance retention.

Who Needs Business Life Insurance?

Business life insurance is ideal for:
  • Incorporated professionals (e.g., doctors, solicitors, consultants)
  • Small and medium-sized businesses
  • Partnerships with multiple shareholders
  • Businesses with key employees whose loss would disrupt operations
  • Entrepreneurs seeking tax-efficient planning and succession tools