Coverage Direct UK

Term Life Insurance

Affordable Protection for the People Who Matter Most

Term life insurance is one of the simplest and most affordable ways to ensure your loved ones are financially secure if you pass away. It provides a tax-free lump sum payout to your beneficiaries if you die during the policy term — helping them cover everything from mortgage payments to everyday living costs.

At CoverageDirect UK, we make it easy to compare term life insurance quotes from the UK’s leading insurers — so you get the right cover at the right price.

Why Choose Term Life Insurance?

Cost-Effective Cover

Enjoy affordable monthly premiums — ideal for young families or those taking out life cover for the first time.

Flexible Terms

Choose a policy length that suits your needs: 10, 15, 20, 25, 30 years or more.

Financial Security for Your Loved Ones

Provides a tax-free lump sum payout to help cover major expenses like mortgage payments, childcare, or day-to-day living costs.

Straightforward Protection

Easy to understand with no investment elements — just clear, reliable life cover.

What Does It Cover?

  • Provides financial support to help your family manage without your earnings.
  • Clears outstanding loans or mortgage balances to ease financial pressure.
  • Covers ongoing costs such as school fees, childcare, or university expenses.
  • Helps your loved ones continue living the life you planned together