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Whole Life Insurance

Flexible Protection with Long-Term Value

Whole of Life Insurance with an investment element offers lifelong cover and the potential to grow your policy’s value over time. It’s a smart choice for UK residents who want permanent life cover combined with tax-efficient investment opportunities built into their plan.

At Coverage Direct UK, we help tailor your policy to suit your long-term goals — whether you’re planning for your family’s future, estate protection, or wealth preservation.

Key Benefits of Investment-Linked Whole of Life Insurance

Lifetime Protection

Guarantees a payout whenever you pass away, providing peace of mind for your family.

Tax-Efficient Growth

Builds value within your policy, with tax advantages that can support long-term savings.

Flexible Premiums & Contributions

Adjust your payments and investment levels over time to fit your changing circumstances.

Estate Planning Support

Helps you pass on wealth to loved ones or charitable causes in a tax-efficient manner.

Who Is It For?

This type of policy is ideal for:

  • Higher earners seeking tax-efficient investment opportunities
  • Families or individuals looking for lifelong protection
  • Business owners planning succession or protecting business interests
  • Investors who’ve maximised ISAs and pensions but want additional tax-advantaged growth