Coverage Direct UK

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Terms and Conditions

Please read these Terms and Conditions (“Terms”) carefully before using our website or services. By accessing or using coveragedirect.co.uk, you agree to be legally bound by these Terms. If you do not agree with any part of these Terms, you should not use our website or services.

1. Use of Website

This website is provided for informational purposes only and is designed to assist UK residents in learning about, comparing, and applying for life insurance and related financial products. You agree to use this website lawfully and not in a way that infringes on the rights or use of others.

2. Eligibility

You must be at least 18 years of age and a UK resident to use this website or request insurance quotes. Our services are intended for individuals and businesses based in the United Kingdom.

3. No Financial Advice

The content provided on this website is for general informational purposes only and does not constitute personalised financial, legal, investment, or tax advice. All decisions regarding insurance products should be made in consultation with a qualified, regulated financial adviso

4. Accuracy of Information

We strive to ensure that all information presented is accurate and current. However, we make no guarantees regarding completeness, accuracy, or reliability. Insurance quotes are indicative and subject to full underwriting by the respective insurance provider.

5. Third-Party Providers

CoverageDirect UK is an independent broker working with various regulated insurance providers. We may feature information, tools, or links related to third-party websites or services. We are not responsible for the content, functionality, or privacy practices of external sites.

6. Limitation of Liability

CoverageDirect UK is not liable for any loss or damage, whether direct or indirect, arising from:

  • Your use or inability to use the website

  • Reliance on any content provided

  • Errors, omissions, or interruptions in service

  • The use of third-party links or external content

All use of this website is at your own risk.

7. Intellectual Property

All content on this site — including text, graphics, logos, design, and branding — is the property of CoverageDirect UK and is protected under UK copyright and intellectual property laws. You may not copy, reuse, or distribute any content without written permission.

8. Privacy

Your use of this website is also subject to our Privacy Policy, which outlines how your personal data is collected, used, and protected in compliance with UK data protection laws (including the UK GDPR and Data Protection Act 2018).

9. Changes to Terms

We may update or revise these Terms at any time. Updates will be posted to this page. Continued use of our website after any changes are made constitutes your acceptance of the new Terms.

10. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.